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Article / Probate

How long does probate take?

Six months to two years, and the four things that decide where in that range you land.

11 September 20265 min readFree to read

The short answer

Most US estates complete probate in six months to two years. Simple estates with a clear will and cooperative family often finish in six to nine months; estates with real property in several states, a contested will, or a business interest routinely run beyond a year.

Probate is the court supervised process of proving a will, appointing the executor, settling debts and distributing what is left. Its length is the thing families ask about first, usually because something practical is waiting on it.

The usual range

Six to nine months is common for a straightforward estate: one state, a valid will, an executor who was expecting the job, and no dispute. Many states require a creditor claim window of three to six months, which sets a floor no amount of efficiency beats.

A year to two years is common once anything is unusual, and contested estates can run much longer.

What makes it slower

Real property in more than one state, because each state administers the property inside it. A business that has to be valued or sold. Beneficiaries who cannot be found. Tax filings on a larger estate. And any contest, which stops everything.

Missing paperwork is the ordinary culprit: no self proving affidavit, so witnesses have to be tracked down, or no clear list of what the deceased actually owned.

What makes it faster

A will that names an executor and an alternate, a self proving affidavit attached, current beneficiary designations, and a findable list of accounts and policies. Most states also have a small estate procedure with a much shorter path, with thresholds ranging from around $20,000 to several hundred thousand dollars.

Assets held in a funded revocable living trust are administered by the successor trustee under the trust terms rather than through the will.

What the family can do while it runs

Very little needs doing quickly, and that is worth knowing. Order ten certified copies of the death certificate, secure property and keep insurance current, notify institutions, and keep a written log of who was told what.

Do not distribute anything until debts are known. An estate half distributed before its liabilities are established is the most expensive early mistake there is.

Questions people also ask

Can you avoid probate entirely?

Some assets pass outside it by their nature: accounts with a named beneficiary, jointly owned property with survivorship, and assets held in a funded trust. Whether any particular structure is right for you depends on your circumstances and is worth discussing with a licensed professional.

How much does probate cost?

It varies widely by state. Court filing fees are usually modest; the larger costs are executor compensation where claimed, attorney fees, and any valuation or sale of assets. Some states set fees as a percentage of the estate.

Can the family access money during probate?

Often partially. Many states allow a family allowance for a surviving spouse or minor children, and jointly held accounts and accounts with a named beneficiary are usually available quickly.

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