$49
Per year. The trust, the matching pour over will, both powers of attorney, every other document, Legacy Lens™ and unlimited edits for as long as your plan is active.
Choose CompleteEstate document
RevocableLiving Trust
A structure that holds what you own while you are alive, and sets out how it passes when you are not. You stay in control of all of it, and you can change or undo it at any time.
About 30 minutesIndividual trustFree updates forever
What it does
In plain English
A trust is a container. You create it, you put things into it, and you write the instructions for what happens to those things. Revocable means you can change any of it, or dissolve the whole arrangement, for as long as you are alive and able.
While you are alive almost nothing feels different. You are the grantor who created it, the trustee who runs it, and the beneficiary who enjoys it. You still sell the house, spend the money and change your mind. The trust simply becomes the name on the title.
What changes is afterwards. A will speaks to a court and asks it to administer your estate item by item. A trust already holds the assets and already names who takes over as trustee, so the instructions are followed by the person you named rather than reconstructed from scratch.
What a trust does not do
- It does not reduce income tax or estate tax on its own
- It does not protect assets from your own creditors, because you can still reach them
- It does nothing at all for anything you never actually put into it
- It does not replace a will, which is why a pour over will comes with it
- It does not remove the need for powers of attorney while you are alive
A revocable trust is an organising instrument, not a shield. Anyone selling it as protection from tax or creditors is describing a different thing.
What is included
The trust, and the paperwork that makes it real
Generated from your answers and issued against the requirements of the state you live in, with the funding checklist that most services leave you to work out alone.
01
Declaration of trust
Creates the trust, names it, and identifies you as grantor and initial trustee. This is the document that brings it into existence.
02
Successor trustee and alternate
Names who takes over if you cannot act, and who takes over after them. A trust with one named trustee and no alternate has a single point of failure.
03
Your rights while you are alive
Confirms in writing that you keep full use of everything in the trust and can amend or revoke it entirely. This is what makes it revocable rather than a giveaway.
04
Beneficiaries and distribution terms
Who receives what, and on what terms. Outright at a date, staged over years, or held for a purpose such as education.
05
Provisions for minor beneficiaries
Holds a child’s share until an age you choose rather than handing a lump sum to an eighteen year old, and names who manages it in the meantime.
06
Trustee powers
The authority your successor needs to sell property, manage investments and deal with institutions without going back for permission.
07
A matching pour over will
Catches anything that never made it into the trust and directs it there. Included with the trust, because a trust without one leaves a gap.
08
A funding checklist
The part that decides whether any of this works. Step by step, which assets to retitle, how to do it, and what to leave alone.
Who needs this
A trust earns its place when there is property in the picture
Not everybody needs one, and we would rather say so. These are the situations where it genuinely changes things.
You own a home
Real property is the asset that makes an estate slow and public to administer. It is also the single asset a trust is best at holding, which is why owning a home is the most common reason to create one.
You own property in more than one state
Property in a second state is normally administered separately, in that state, under its own rules. A trust that holds both means one set of instructions rather than two processes.
You would rather your affairs stayed private
A will becomes a public record once it is filed. A trust is a private document between the people named in it, so what you owned and who received it is not published.
You want to control timing, not just recipients
A will hands things over. A trust can hold a share until a child is twenty five, release it in stages, or keep it available for education without giving it outright.
If none of these describe you, a will and the two powers of attorney may be all you need. The platform will tell you that rather than selling you a trust.
Part of your bigger plan
A trust that owns nothing does nothing
The most common failure in estate planning is not a badly drafted trust. It is a perfectly good trust that was signed, filed and never funded, so the house is still titled in a person rather than in the structure built to hold it.
That is why funding is tracked here rather than left in a folder. Signing the trust moves your Estate Readiness pillar, and retitling the house moves it again. Until the second thing happens, the platform keeps saying so.
It works the other way too. Buy a property and your plan flags that the new asset is sitting outside the trust. Sell one and it flags the clause that now refers to something you no longer own.
What funding your trust is worth
0
Before
0
After
Estate Readiness leans on your LQ™ Score harder than any other pillar. Signing a trust moves it. Actually funding it moves it considerably further, which is the whole point of measuring the two separately.
Points shown are illustrative. Your own movement depends on what the trust holds and what you already had in place.
Pricing
Two ways to get it
$149
The revocable living trust and its pour over will, yours to keep. Locked once you finalise it, with no Legacy Lens™ and no further edits without a plan.
Buy the documentsThe trust alone costs $149. A year of Complete costs $49.
And Complete keeps it editable, which matters more for a trust than for anything else you will sign. A trust is a document you are meant to revisit.
Questions
About living trusts, specifically
Half an hour
Half an hour now. One clear set of instructions later.
Start your trust, see what it does to your LQ™ Score, and decide about a plan afterwards.
Free forever. No card. You pay only when you want documents.