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Estate document

Last Willand Testament

The document that decides who inherits what, who raises your children, and who is trusted to carry it out. Without one, your state answers all three questions for you.

About 15 minutesValid in all 50 statesFree updates forever
What it does

In plain English

A will is a set of written instructions that a court will follow after you die. That is genuinely all it is. It is not a tax strategy, it is not a trust, and it does not take effect while you are alive.

It does three jobs. It says who receives your property. If you have children who are still minors, it names the person who will raise them. And it appoints an executor, the one person given legal authority to gather what you owned, pay what you owed, and hand the rest to the people you named.

Without a will, your state has a default answer for all of that, written decades ago for an average family that may look nothing like yours. It typically follows bloodlines in a fixed order. It does not know that your sister is better with money than your brother, that your stepdaughter has been yours since she was four, or that the guitar should go to the nephew who actually plays it.

What happens with no will

  • A court applies your state’s intestacy statute, in a fixed order that ignores your intentions entirely
  • A judge appoints your children’s guardian from whoever petitions, which may not be who you would have chosen
  • An administrator is appointed rather than someone you trusted and named
  • The whole process becomes public record, including what you owned and what it sold for
  • Unmarried partners and stepchildren commonly receive nothing at all
  • The estate typically takes several months to a year longer to settle

None of that is a punishment. It is simply what a court has to do when nobody left instructions.

What is included

Every clause your will needs, and nothing it does not

Generated from your answers, in the order a court expects to read them, with the execution requirements of your state applied.

01

Declaration and revocation

Identifies you, states that you are of sound mind, and revokes every earlier will so there is no argument about which version governs.

02

Family identification

Names your spouse or partner and every child, including stepchildren and adopted children, so nobody can later claim they were accidentally left out.

03

Executor and successor executor

Appoints who administers your estate and who takes over if they cannot. Naming only one executor is one of the most common and most expensive omissions we see.

04

Guardianship of minor children

Names the guardian and an alternate. If your children are minors this is the single most important paragraph in the document, and it is the one people put off writing.

05

Specific gifts and residuary estate

Handles the named items that matter to you, then says where everything else goes, so nothing is left undistributed by accident.

06

Debts, taxes and administrative powers

Directs how what you owe is paid and gives your executor authority to sell property, close accounts and deal with institutions without returning to court for permission.

07

Signature block sized to your state

The right number of witness lines for where you live, plus a self proving affidavit and notary block where your state allows one, which can save your executor a court appearance later.

08

A signing checklist for your state

Not part of the will itself, but the reason people get this wrong. Step by step, who has to be in the room, who cannot be a witness, and whether a notary is required.

Who needs this

If you can finish this sentence, you need a will

If something happened to me, I would want ___ to have ___. That is the whole test. Almost everyone can finish it, which is why almost everyone needs one.

You have children under 18

This is the most urgent case there is. Without a named guardian a judge decides who raises your children from among whoever comes forward. If you do nothing else on this platform, do this.

You own a home

Property is what turns a straightforward estate into a slow one. A will names who inherits it and gives your executor authority to sell it, rather than leaving co owners to negotiate through a court.

Your family is blended, or unmarried

Intestacy law follows marriage and bloodlines. Stepchildren you raised and a partner of fifteen years you never married can both receive nothing. A will is the only way to correct that.

You own a business or a share of one

Your stake is an asset that keeps operating after you. A will says who receives it and who has authority to act in the meantime, which is often the difference between a handover and a shutdown.

If you already have a living trust, you still need a will. A pour over will catches anything that never made it into the trust, and it is included with Legacy Complete™.

Part of your bigger plan

A will is a step, not the finish line

Most services hand you a PDF and consider the job done. Here, signing your will changes what the platform knows about you and what it tells you to do next.

The moment your signed copy is in your vault, your Estate Readiness pillar moves, your LQ™ Score recalculates, and the recommendation list reorders itself. If your will names a guardian but no alternate, that becomes your next action, worth six points. If you named a trust that was never funded, the platform says so rather than letting you assume it is handled.

It also works the other way round. The education goal you set in Legacy Lens shapes what your documents should say about your children. Sell the house and the platform flags the specific gift clause that now refers to property you no longer own.

What signing your will is worth

0

Before

0

After

Estate Readiness leans on your LQ™ Score harder than any other pillar, because it is the one that decides what actually happens to your family. A signed will is the largest single move most people ever make on it.

Points shown are illustrative. Your own movement depends on what your will covers and what you already had in place.

Pricing

Two ways to get it

Included in every plan

$29

Legacy Starter™, per year. Your Pour Over Will and Last Will and Testament, the Legacy Lens™ dashboard, LQ™ Score tracking, Legacy Vault™ storage, and unlimited edits while your plan is active.

Start a plan
One time purchase

$39

The will on its own, yours to keep. No dashboard, no compliance monitoring, and updates are not included.

Buy the document

The plan costs less than the single document.

We would rather point that out than quietly take the larger payment. If you only ever use the will, Legacy Starter™ is still the cheaper choice and it keeps the document current.

Questions

About wills, specifically

Fifteen minutes

Fifteen minutes now. One less thing your family has to work out later.

Start your will, see your LQ™ Score, and decide about a plan afterwards.

Free forever. No card. You pay only when you want documents.