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Two out of three families have nothing written down

It is not apathy and it is not ignorance. It is that the first step has always cost more than most people can justify for a document they hope never matters.

14 July 20265 min readFree to read

Ask a room of adults whether they should have a will and nearly every hand goes up. Ask how many do and the room gets quiet. The gap between those two numbers is the entire reason this company exists.

The first step was the problem

To begin, you had to find a lawyer, guess whether the fee was reasonable, take a weekday afternoon off, and answer questions about your own death in a room where you were the only person not being paid to be there. Traditional estate planning starts at $3,000 and up.

That is not a knowledge gap. That is a cost, a calendar and an unfamiliarity problem, all landing at once, on a task with no deadline. Most people decide to handle it next year. Then it is next year again.

What it costs to skip

The cost does not land on you. It lands on the people you were trying to look after, and it arrives as delay and ambiguity rather than as a bill: months of administration, a process that is a matter of public record, and a house with no clear instruction turning two siblings who got along fine into two siblings who do not.

None of that is caused by a lack of love. It is caused by a lack of paperwork.

Documents alone did not fix it

The second thing we learned is that cheap documents are not the answer either. A will signed in 2019 and never looked at again describes a family that no longer exists. It names an executor who has moved, leaves a percentage of an account that was closed, and appoints a guardian who has since had three children of her own.

The industry treated estate planning as a purchase. It is closer to a relationship with your own future, and it has to be maintained. That is why unlimited free edits are on every paid plan rather than sold as an upgrade: the moment we charge you to keep your own plan current, we know exactly what happens next.

What actually gets people over the line

A number. Not advice, and not a reminder. When somebody can see that their readiness sits at 41, and can see that signing one document moves it further than anything else available to them, the task stops being an amorphous obligation and becomes a specific thing to do this evening.

That is the whole design of the LQ™ Score. It is free, it takes about five minutes, and it is the reason people finish.

Legacy Buddy provides document creation tools, not legal advice.

When you are ready

Knowing what to do is the hard part. This is the easy part.

Joining is free and stays free: your LQ™ Score, your recommendations and your vault, with no card. A plan is for when you want the documents themselves.

Free forever. No card. You pay only when you want documents.